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Web site terms and conditions

1. Web site operator

This web site is operated by Finance Wales plc whose registered office is at 1 Capital Quarter,Tyndall Street, Cardiff, CF10 4BZ

2. Licence

2.1 Finance Wales grants you a non-exclusive licence to use this web site upon the following terms and conditions. Finance Wales may terminate this licence at any time without notice.

3. Materials in site

3.1 This Web site contains material, which is owned by or licensed to Finance Wales. This material includes, but is not limited to, the design, layout, look, appearance and graphics. It is protected by intellectual property laws including, but not limited to, copyright.

3.2 All trademarks reproduced in this web site, which are not the property of, or licensed to Finance Wales are acknowledged on the web site.

3.3 You may view, use, download and store the material on this Web site for personal and research use only. Commercial use is not permitted. The re-distribution, re-publication, or otherwise making available of the material on this Web site to third parties, without the prior written consent of Finance Wales is prohibited. To apply for such consent, contact Finance Wales on 029 2033 8168.

3.4 Unauthorised use of this Web site may give rise to a claim for damages and/or be a criminal offence.

4. Accuracy of Information

4.1 The information in this Web site is given in good faith and for general information and interest only. It is subject to change without notice. Finance Wales is not responsible for any inaccuracies and (except as set out in clause 6.3) makes no representation and gives no warranty as to its accuracy.

4.2 The information in this Web site should not be relied on and does not constitute any form of advice or recommendation. By using this Web site you confirm that you have not relied on any such information. Any arrangements made between you and any third party named or referred to on the Web site are entirely at your sole risk and responsibility.

4.3 Nothing on this Web site is intended to be nor should be construed as an offer to enter into a contractual relationship.

5. Linking

5.1 This Web site contains links to other Web sites. Finance Wales accepts no responsibility or liability for the content of other Web sites, which are not under the strict control of Finance Wales. Any link is not intended to be, nor should be construed as, an endorsement of any kind by Finance Wales of that other Web site.

6. Liability

6.1 Finance Wales does not guarantee that use of this Web site will be compatible with all hardware and software, which may be used by visitors to the site.

6.2 Except as set out in clause 6.3, Finance Wales will be under no liability to you whatsoever, whether in contract, tort, (including negligence), breach of statutory duty, restitution or otherwise for any injury, death, damage or direct, indirect or consequential loss (all three of which terms include, without limitation, pure economic loss, loss of profits, loss of business, depletion of goodwill and like loss) howsoever caused arising out of or in connection with the use of this Web site or the use, accessing, downloading or relying on any information or other materials contained in this Web site, including, without limitation, as a result of any computer virus.

6.3 These terms and conditions do not exclude its liability (if any) to you for personal injury or death resulting from Finance Wales, for fraud or for any matter which it would be illegal for Finance Wales to exclude or to attempt to exclude its liability.

7. Privacy

7.1 Finance Wales’ privacy policy can be seen by clicking on the link on the home page. This privacy policy forms part of these terms and conditions.

Complete Agreement

These terms and conditions (including the privacy statement referred to in clause 7) contain all the terms, which you and Finance Wales have agreed in relation to the use of the Web site.

8. Jurisdiction and acceptance of these terms and conditions

8.1 This Web site is controlled and operated by Finance Wales plc from its offices in Wales. The formation, existence, construction, performance, validity in all aspects whatsoever of these terms and conditions or of any term of these terms and conditions or any dispute in relation to the materials contained in this Web site shall be governed by English law as applied in Wales. The English and Welsh courts shall have exclusive jurisdiction to settle any disputes which may arise out of or in connection with these terms and conditions or use of the Web site.

8.2 Your continued use of this Web site indicates your acceptance of these terms and conditions.

9. Cookie policy

Cookies are small text files sent to your computer or mobile device by the websites that you visit. They help make websites work better and provide information to the owners of the site. For instance, Google Analytics cookies to track users’ behaviour whilst on the site. By understanding how people use our site, we can improve the navigation and content to better meet people’s needs. The information collected by the Finance Wales includes IP address, pages visited, browser and operating system. The data will not be used to identify any user personally. The cookies we use on our site are:

Cookie Name Purpose
Language version langPrefWAG This cookie is created by the content management system and is essential for the site to display to correct language version of the site.
GoogleAnalytics __utma
These cookies are used to find out how visitors use our site. We use the information to help us improve the site. The cookies collect information in an anonymous form, including the number of visitors to the site, whether they have visited before and the pages they visit.

Web browsers allow some control of cookies through browser settings. To find out more about cookies and how to manage them, visit http://www.allaboutcookies.org/.

9.1 What information do we collect?

We monitor user activity to enhance content provided on this site. This website uses Google Analytics, a web analytics service provided by Google Inc. ('Google'). Google Analytics uses 'cookies' and JavaScript code to help analyse user activity on websites. The information generated about your use of the website (including your IP address) will be transmitted to and stored on Google servers in the United States.
Google will use this information to produce user activity reports for this website. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf.
Google will not associate your IP address with any other data previously held. You may refuse the use of cookies by selecting the appropriate settings on your browser. Please note that if cookies are disabled, you may not be able to use the full functionality of this website. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.
Read Google's Privacy Policy and Google's Terms of Service for detailed information.