Web site terms and conditions
1. Web site operator
This web site is operated by Finance Wales plc whose registered
office is at 1 Capital Quarter,Tyndall Street, Cardiff, CF10
2.1 Finance Wales grants you a non-exclusive licence to use this
web site upon the following terms and conditions. Finance Wales may
terminate this licence at any time without notice.
3. Materials in site
3.1 This Web site contains material, which is owned by or
licensed to Finance Wales. This material includes, but is not
limited to, the design, layout, look, appearance and graphics. It
is protected by intellectual property laws including, but not
limited to, copyright.
3.2 All trademarks reproduced in this web site, which are not
the property of, or licensed to Finance Wales are acknowledged on
the web site.
3.3 You may view, use, download and store the material on this
Web site for personal and research use only. Commercial use is not
permitted. The re-distribution, re-publication, or otherwise making
available of the material on this Web site to third parties,
without the prior written consent of Finance Wales is prohibited.
To apply for such consent, contact Finance Wales on 029 2033
3.4 Unauthorised use of this Web site may give rise to a claim
for damages and/or be a criminal offence.
4. Accuracy of Information
4.1 The information in this Web site is given in good faith and
for general information and interest only. It is subject to change
without notice. Finance Wales is not responsible for any
inaccuracies and (except as set out in clause 6.3) makes no
representation and gives no warranty as to its accuracy.
4.2 The information in this Web site should not be relied on and
does not constitute any form of advice or recommendation. By using
this Web site you confirm that you have not relied on any such
information. Any arrangements made between you and any third party
named or referred to on the Web site are entirely at your sole risk
4.3 Nothing on this Web site is intended to be nor should be
construed as an offer to enter into a contractual relationship.
5.1 This Web site contains links to other Web sites. Finance
Wales accepts no responsibility or liability for the content of
other Web sites, which are not under the strict control of Finance
Wales. Any link is not intended to be, nor should be construed as,
an endorsement of any kind by Finance Wales of that other Web
6.1 Finance Wales does not guarantee that use of this Web site
will be compatible with all hardware and software, which may be
used by visitors to the site.
6.2 Except as set out in clause 6.3, Finance Wales will be under
no liability to you whatsoever, whether in contract, tort,
(including negligence), breach of statutory duty, restitution or
otherwise for any injury, death, damage or direct, indirect or
consequential loss (all three of which terms include, without
limitation, pure economic loss, loss of profits, loss of business,
depletion of goodwill and like loss) howsoever caused arising out
of or in connection with the use of this Web site or the use,
accessing, downloading or relying on any information or other
materials contained in this Web site, including, without
limitation, as a result of any computer virus.
6.3 These terms and conditions do not exclude its liability (if
any) to you for personal injury or death resulting from Finance
Wales, for fraud or for any matter which it would be illegal for
Finance Wales to exclude or to attempt to exclude its
terms and conditions.
These terms and conditions (including the privacy statement
referred to in clause 7) contain all the terms, which you and
Finance Wales have agreed in relation to the use of the Web
8. Jurisdiction and acceptance of these terms and
8.1 This Web site is controlled and operated by Finance Wales
plc from its offices in Wales. The formation, existence,
construction, performance, validity in all aspects whatsoever of
these terms and conditions or of any term of these terms and
conditions or any dispute in relation to the materials contained in
this Web site shall be governed by English law as applied in Wales.
The English and Welsh courts shall have exclusive jurisdiction to
settle any disputes which may arise out of or in connection with
these terms and conditions or use of the Web site.
8.2 Your continued use of this Web site indicates your
acceptance of these terms and conditions.
Cookies are small text files sent to your computer or mobile
device by the websites that you visit. They help make websites work
better and provide information to the owners of the site. For
instance, Google Analytics cookies to track users’ behaviour whilst
on the site. By understanding how people use our site, we can
improve the navigation and content to better meet people’s needs.
The information collected by the Finance Wales includes
IP address, pages visited, browser and operating system. The data
will not be used to identify any user personally. The cookies we
use on our site are:
||This cookie is created by the content management system and is
essential for the site to display to correct language version of
|These cookies are used to find out how visitors use our site.
We use the information to help us improve the site. The cookies
collect information in an anonymous form, including the number of
visitors to the site, whether they have visited before and the
pages they visit.
Web browsers allow some control of cookies through browser
settings. To find out more about cookies and how to manage them,
9.1 What information do we collect?
We monitor user activity to enhance content provided on this
site. This website uses Google Analytics, a web analytics service
provided by Google Inc. ('Google'). Google Analytics uses 'cookies'
information generated about your use of the website (including your
IP address) will be transmitted to and stored on Google servers in
the United States.
Google will use this information to produce user activity reports
for this website. Google may also transfer this information to
third parties where required to do so by law, or where such third
parties process the information on Google's behalf.
Google will not associate your IP address with any other data
appropriate settings on your browser. Please note that if cookies
are disabled, you may not be able to use the full functionality of
this website. By using this website, you consent to the processing
of data about you by Google in the manner and for the purposes set
Read Google's Privacy
Policy and Google's Terms of