For any SME looking to access commercial funding
through Finance Wales they must first submit a
Making an application
Finance Wales invests on a commercial basis, so you must be able
to demonstrate in your application a business case with
good growth potential and clear business objectives.
We treat each potential investment individually, so making
a decision on your application will depend on the type
and size of the investment you need.
It is important that we have a good understanding of who you
are, what you are doing and how we can help. Before making an
application we ask potential clients to read the following
before speaking to us:
- Investment criteria - This outlines
your eligibility for investment as well as providing
advice for your business plan application
- Funding needs - If you are not
sure what type of investment you need this section will
clarify what we can offer you
For any help or questions at this stage of the process you can
Application and business plan
Your application should include a business plan, financial
records and your management team's CVs. For more information
on what to include in your business plan see our
investment criteria section.
We will need to know about your business, your
financial situation and your investment requirements. Once we
have received a signed copy of your application we can then proceed
to the assessment stage.
After assessing your application we'll arrange an initial
meeting if your application presents an interesting and eligible
potential investment opportunity. Our response time for your
application will depend on the type and size of the investment
- For micro loans up to £10,000, we aim to make a decision within
2 working days of receiving all the information we require
- For micro loans up to £50,000, we aim to make a decision
within 7 working days of receiving all the information we
- For business loans over £50,000, we aim to make a decision
within 6 weeks of receiving all the information we require
- For larger, more complex equity deals we aim to make a decision
within 3 months of receiving all the information we
Usually once a decision has been made by a fund
manager they are not open to appeal.
We price our deals based on the associated risk.This means we
conduct a thorough
assessment of all
investment applications. We consider the market you operate in as
well as your management team.
For larger, more complex investments deals we may
liaise with external due diligence providers.
Once due diligence has been successfully completed and passed,
we will consider the investment for approval.
Finance Wales uses a streamlined approval process which is
tailored to the size of the investment. Any investment decision is
made in a timely manner by local in-house decision makers with
We'll arrange all the necessary legal documentation and make the
One of our dedicated investment portfolio executives
will work with you to support your growth plans.
To enquire about investment from Finance
Wales please contact